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“Personal installment loans are often a critical lifeline for borrowers with limited credit options, allowing them to pay for unexpected expenses or to consolidate debts.”

- Assistant Attorney General Bill Baer, Justice Department Antitrust Division (2015)

“In both rich and poor countries alike, credit institutions have favored the rich and in so doing, have pronounced a death sentence on the poor… "

- Muhammad Yunus, Banker to the Poor (1999)

“We recognize the need for emergency credit. At the same time, it is important that these products actually help consumers, rather than harm them.”

-Richard Cordray, CFPB, Birmingham, AL (Jan 2013)

“Payday borrowers strongly support requiring the loans to have affordable installment payments.”

- Pew Charitable Trusts

NOBEL/Women Resolution Supports Traditional Installment Loans

January 16th, 2018|Comments Off on NOBEL/Women Resolution Supports Traditional Installment Loans

A resolution adopted recently by the National Organization of Black Elected Legislative/Women (NOBEL/Women) speak to this respected organization’s support for traditional installment loans. A RESOLUTION PROMOTING THE ENACTMENT OF DEFINITIONS FOR SAFE AND AFFORDABLE LENDING [...]

A Brief History of Consumer Finance

December 18th, 2017|Comments Off on A Brief History of Consumer Finance

An individual’s ability to consume goods and services based on their lifetime income, rather than being limited to the income they have to hand and are free to spend, is an important underpinning [...]

Spotlight on…. Personal Loans 101!

December 18th, 2017|Comments Off on Spotlight on…. Personal Loans 101!

Our colleagues at the American Financial Services Association Education Foundation (AFSAEF) are responsible for a number of valuable and impressive programs relating to consumer finance and Traditional Installment Loans. These programs are aimed at consumers [...]

How Consumer Finance started out in the USA https://t.co/UewUFb45Dg #lending #empowerment

Over 800,000 students have benefitted from MoneySKILL. Take a look at this infographic to learn more: https://t.co/DnDqm7XSG0. #finlit

Payday Market Contracts as Installment Market Expands (@CFSInnovation Study) https://t.co/2eDCK538Nf

For information about traditional installment loans, visit https://t.co/hHsfleTpKs

Spotlight on…. Personal Loans 101! https://t.co/O2UFw12Pzi
#consumerfinance #financialliteracy

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