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“Personal installment loans are often a critical lifeline for borrowers with limited credit options, allowing them to pay for unexpected expenses or to consolidate debts.”

- Assistant Attorney General Bill Baer, Justice Department Antitrust Division (2015)

“In both rich and poor countries alike, credit institutions have favored the rich and in so doing, have pronounced a death sentence on the poor… "

- Muhammad Yunus, Banker to the Poor (1999)

“We recognize the need for emergency credit. At the same time, it is important that these products actually help consumers, rather than harm them.”

-Richard Cordray, CFPB, Birmingham, AL (Jan 2013)

“Payday borrowers strongly support requiring the loans to have affordable installment payments.”

- Pew Charitable Trusts

Spotlight on…. MoneySKILL!

April 2nd, 2018|Comments Off on Spotlight on…. MoneySKILL!

The month of April is Financial Capability Month (Wikipedia), and to mark this we want to share details of the flagship program of our friends at the  American Financial Services Association Education Foundation (AFSAEF), [...]

More on Educating the Media

March 9th, 2018|Comments Off on More on Educating the Media

A week after we posted our previous post on the challenges facing installment lenders stemming from the media’s failure to differentiate between types of small dollar loans, a rash of stories appeared which characterized [...]

Educating the Media on Installment Loans

February 28th, 2018|Comments Off on Educating the Media on Installment Loans

A recent story in the Wall Street Journal, which detailed decisions at the Consumer Financial Protection Bureau (CFPB) to review its rule for payday lenders and call off its investigation into a NILA member [...]

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