The Facts about APR Caps (aprfacts.org)
One of the biggest challenges for traditional installment lenders in speaking to policymakers about industry regulation is explaining the nature of Annual Percentage Rates (APR). Price caps that use APR for measuring the supposed [...]
Study Review: Preserving and Expanding Consumer Access to Credit (Mercatus)
We have chosen to include 2016 testimony before the US House Committee on Financial Services in our series on influential or useful studies. This is because the source (the Mercatus Center at George Mason [...]
Guest Post: The Democratic Party’s Biggest Weakness
By Andrew Morrison, Sun Loan Company An excellent and provocative article by David Leonhardt in the NYT this week, looks at the gains made by Republicans among minority working class voters and identifies the [...]