Going Postal? Cato Institute on Post-Office Banking
A fascinating blog post by Diego Zuluaga at the [...]
Bank of America’s Payday Loan and APR Cap Inadequacy
We have written before about the periodic announcements by [...]
Guest Post: The Importance of Financial Literacy
By Olivia DiBiase Personal financial literacy is critical to [...]
Personal Loans 101 Revisited!
Our colleagues at the American Financial Services Association Education Foundation [...]
STUDY REVIEW: Consumer Borrowing after Payday Loan Bans
NILA members do not make payday loans, offering instead, [...]
Congress Must Remove Rate Caps from Bills That Boost US Economy
Mitigating the economic effects of COVID-19 policy is the [...]
Fed Article Acknowledges that APR Caps Harm Consumers
An article released last Wednesday (August 12, 2020) by [...]
Guest Post: Cognitive Dissonance and APR Caps
By Andrew Morrison, Sun Loan Company There was an [...]
WSJ: SCOTUS’ Missed Opportunity on CFPB
A recent US Supreme Court ruling on the Consumer [...]
CFPB Payday Rule Revision
The release last week (July 7, 2020) of the [...]