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So far moderator has created 67 blog entries.

CEI to CFPB: No Rate Caps on Small Dollar Loans

A recent blog post by Iain Murray at the [...]

2021-02-05T15:12:16+00:00 February 5th, 2021|Categories: News, Regulation|Tags: , , , , , , , , |Comments Off on CEI to CFPB: No Rate Caps on Small Dollar Loans

The Facts about APR Caps (aprfacts.org)

One of the biggest challenges for traditional installment lenders [...]

2021-01-20T16:59:48+00:00 January 20th, 2021|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on The Facts about APR Caps (aprfacts.org)

Study Review: Preserving and Expanding Consumer Access to Credit (Mercatus)

We have chosen to include 2016 testimony before the [...]

2020-12-27T14:18:06+00:00 December 23rd, 2020|Categories: News, Uncategorized|Tags: , , , , , , , , |Comments Off on Study Review: Preserving and Expanding Consumer Access to Credit (Mercatus)

Guest Post: The Democratic Party’s Biggest Weakness

By Andrew Morrison, Sun Loan Company An excellent and [...]

2020-12-11T16:19:20+00:00 December 11th, 2020|Categories: Guest Post, News|Tags: , , , , , |Comments Off on Guest Post: The Democratic Party’s Biggest Weakness

Going Postal? Cato Institute on Post-Office Banking

A fascinating blog post by Diego Zuluaga at the [...]

2020-11-30T15:15:21+00:00 November 30th, 2020|Categories: Alternative Lenders, News|Tags: , , , , , , |Comments Off on Going Postal? Cato Institute on Post-Office Banking

Bank of America’s Payday Loan and APR Cap Inadequacy

We have written before about the periodic announcements by [...]

2020-11-23T15:22:54+00:00 November 23rd, 2020|Categories: Alternative Lenders, News|Tags: , , , , , , , , |Comments Off on Bank of America’s Payday Loan and APR Cap Inadequacy

Guest Post: The Importance of Financial Literacy

By Olivia DiBiase Personal financial literacy is critical to [...]

2020-11-30T13:45:06+00:00 October 27th, 2020|Categories: Financial Capability, News|Tags: , , , , |Comments Off on Guest Post: The Importance of Financial Literacy

STUDY REVIEW: Consumer Borrowing after Payday Loan Bans

NILA members do not make payday loans, offering instead, [...]

2020-09-14T18:35:49+00:00 September 14th, 2020|Categories: News, Study Review|Tags: , , , , , , , , , |Comments Off on STUDY REVIEW: Consumer Borrowing after Payday Loan Bans

Congress Must Remove Rate Caps from Bills That Boost US Economy 

Mitigating the economic effects of COVID-19 policy is the [...]

2020-09-08T13:28:33+00:00 September 8th, 2020|Categories: News, Regulation|Tags: , , , , , , , , , , , , |Comments Off on Congress Must Remove Rate Caps from Bills That Boost US Economy