Annual Percentage Rates

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NILA Comment on Senate Banking Committee Rate Caps Hearing

On July 29, the US Senate banking committee held [...]

2021-08-04T20:59:41+00:00 August 3rd, 2021|Categories: News, Regulation|Tags: , , , , , |Comments Off on NILA Comment on Senate Banking Committee Rate Caps Hearing

The Facts about APR Caps (aprfacts.org)

One of the biggest challenges for traditional installment lenders [...]

2021-01-20T16:59:48+00:00 January 20th, 2021|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on The Facts about APR Caps (aprfacts.org)

Bank of America’s Payday Loan and APR Cap Inadequacy

We have written before about the periodic announcements by [...]

2021-06-14T18:23:09+00:00 November 23rd, 2020|Categories: Alternative Lenders, News|Tags: , , , , , , , , |Comments Off on Bank of America’s Payday Loan and APR Cap Inadequacy

Guest Post: Cognitive Dissonance and APR Caps

By Andrew Morrison, Sun Loan Company There was an [...]

Himpler: Rate Caps Would Create Adverse Unintended Consequences

A recent opinion piece by Bill Himpler, President of [...]

2019-06-06T15:25:01+00:00 June 6th, 2019|Categories: News, Regulation|Tags: , , , , , , , , |Comments Off on Himpler: Rate Caps Would Create Adverse Unintended Consequences