rate caps

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The Potential Impact of Military-Style APR Caps in South Carolina (Video)

Dr. Thomas J. Miller, Jr. of Mississippi State University [...]

2023-10-27T13:47:20+00:00 October 27th, 2023|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on The Potential Impact of Military-Style APR Caps in South Carolina (Video)

The Illinois Lending Law Disaster (Study Report)

A working draft of an independent academic study of [...]

2023-03-15T16:19:59+00:00 March 15th, 2023|Categories: News, Study Review|Tags: , , , , , , , , , |Comments Off on The Illinois Lending Law Disaster (Study Report)

Survey Shows New Illinois Lending Law Hurting Consumers

A recent survey of Illinois borrowers who took out [...]

2022-03-04T17:25:30+00:00 March 4th, 2022|Categories: News, Regulation|Tags: , , , , , , , , |Comments Off on Survey Shows New Illinois Lending Law Hurting Consumers

The Facts about APR Caps (aprfacts.org)

One of the biggest challenges for traditional installment lenders [...]

2021-01-20T16:59:48+00:00 January 20th, 2021|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on The Facts about APR Caps (aprfacts.org)

Congress Must Remove Rate Caps from Bills That Boost US Economy 

Mitigating the economic effects of COVID-19 policy is the [...]

2021-06-14T18:29:57+00:00 September 8th, 2020|Categories: News, Regulation|Tags: , , , , , , , , , , , , |Comments Off on Congress Must Remove Rate Caps from Bills That Boost US Economy 

The Economist: Capping Interest Rates Leads to More Debt and More Default

A recent piece in The Economist, made a number of [...]

2021-05-19T15:17:16+00:00 March 13th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on The Economist: Capping Interest Rates Leads to More Debt and More Default

APR caps are a deeply flawed regulatory tool….

Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]

2020-03-06T17:51:25+00:00 March 6th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on APR caps are a deeply flawed regulatory tool….

Himpler: Rate Caps Would Create Adverse Unintended Consequences

A recent opinion piece by Bill Himpler, President of [...]

2019-06-06T15:25:01+00:00 June 6th, 2019|Categories: News, Regulation|Tags: , , , , , , , , |Comments Off on Himpler: Rate Caps Would Create Adverse Unintended Consequences