The Potential Impact of Military-Style APR Caps in South Carolina (Video)
Dr. Thomas J. Miller, Jr. of Mississippi State University [...]
The Illinois Lending Law Disaster (Study Report)
A working draft of an independent academic study of [...]
Survey Shows New Illinois Lending Law Hurting Consumers
A recent survey of Illinois borrowers who took out [...]
The Facts about APR Caps (aprfacts.org)
One of the biggest challenges for traditional installment lenders [...]
Congress Must Remove Rate Caps from Bills That Boost US Economy
Mitigating the economic effects of COVID-19 policy is the [...]
The Economist: Capping Interest Rates Leads to More Debt and More Default
A recent piece in The Economist, made a number of [...]
APR caps are a deeply flawed regulatory tool….
Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]
Himpler: Rate Caps Would Create Adverse Unintended Consequences
A recent opinion piece by Bill Himpler, President of [...]
Straight Talk from an Installment Lender (Part 1)
In this four-part series, Andrew Morrison, a NILA member [...]