regulation

/Tag:regulation

Bank of America’s Payday Loan and APR Cap Inadequacy

We have written before about the periodic announcements by [...]

2020-11-23T15:22:54+00:00 November 23rd, 2020|Categories: Alternative Lenders, News|Tags: , , , , , , , , |Comments Off on Bank of America’s Payday Loan and APR Cap Inadequacy

Fed Article Acknowledges that APR Caps Harm Consumers

An article released last Wednesday (August 12, 2020) by [...]

2020-08-19T14:48:14+00:00 August 19th, 2020|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on Fed Article Acknowledges that APR Caps Harm Consumers

Guest Post: Cognitive Dissonance and APR Caps

By Andrew Morrison, Sun Loan Company There was an [...]

WSJ: SCOTUS’ Missed Opportunity on CFPB

A recent US Supreme Court ruling on the Consumer [...]

2020-07-21T20:14:43+00:00 July 21st, 2020|Categories: News, Regulation|Tags: , , , , , , , , , |Comments Off on WSJ: SCOTUS’ Missed Opportunity on CFPB

STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?

In the first of a series of posts reviewing [...]

New Mexico’s Harmful COVID-19 Policy (PART 1)

While forty-eight states are following the federal government’s advice [...]

2020-04-13T13:31:17+00:00 April 13th, 2020|Categories: Financially Underserved, News, Regulation|Tags: , , , , , , |Comments Off on New Mexico’s Harmful COVID-19 Policy (PART 1)

APR caps are a deeply flawed regulatory tool….

Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]

2020-03-06T17:51:25+00:00 March 6th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on APR caps are a deeply flawed regulatory tool….