Illinois Letter Counters “Public Banks and Postal Service” Claims
A devastating new law that will destroy non-bank lending [...]
Accelerating Bank Branch Closures Mean More Credit Deserts
US banks closed 148 branches, nationwide in February, according [...]
CEI to CFPB: No Rate Caps on Small Dollar Loans
A recent blog post by Iain Murray at the [...]
The Facts about APR Caps (aprfacts.org)
One of the biggest challenges for traditional installment lenders [...]
Bank of America’s Payday Loan and APR Cap Inadequacy
We have written before about the periodic announcements by [...]
Congress Must Remove Rate Caps from Bills That Boost US Economy
Mitigating the economic effects of COVID-19 policy is the [...]
Fed Article Acknowledges that APR Caps Harm Consumers
An article released last Wednesday (August 12, 2020) by [...]
Guest Post: Cognitive Dissonance and APR Caps
By Andrew Morrison, Sun Loan Company There was an [...]
WSJ: SCOTUS’ Missed Opportunity on CFPB
A recent US Supreme Court ruling on the Consumer [...]
STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?
In the first of a series of posts reviewing [...]