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Bank of America’s Payday Loan and APR Cap Inadequacy

We have written before about the periodic announcements by [...]

2020-11-23T15:22:54+00:00 November 23rd, 2020|Categories: Alternative Lenders, News|Tags: , , , , , , , , |Comments Off on Bank of America’s Payday Loan and APR Cap Inadequacy

Congress Must Remove Rate Caps from Bills That Boost US Economy 

Mitigating the economic effects of COVID-19 policy is the [...]

2020-09-08T13:28:33+00:00 September 8th, 2020|Categories: News, Regulation|Tags: , , , , , , , , , , , , |Comments Off on Congress Must Remove Rate Caps from Bills That Boost US Economy 

Fed Article Acknowledges that APR Caps Harm Consumers

An article released last Wednesday (August 12, 2020) by [...]

2020-08-19T14:48:14+00:00 August 19th, 2020|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on Fed Article Acknowledges that APR Caps Harm Consumers

Guest Post: Cognitive Dissonance and APR Caps

By Andrew Morrison, Sun Loan Company There was an [...]

WSJ: SCOTUS’ Missed Opportunity on CFPB

A recent US Supreme Court ruling on the Consumer [...]

2020-07-21T20:14:43+00:00 July 21st, 2020|Categories: News, Regulation|Tags: , , , , , , , , , |Comments Off on WSJ: SCOTUS’ Missed Opportunity on CFPB

STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?

In the first of a series of posts reviewing [...]

COVID-19 Resources for Borrowers

TOP US GOVERNMENT WEBSITES Visit these federal government websites [...]

2020-05-12T22:54:05+00:00 May 12th, 2020|Categories: Financial Capability, News|Tags: , , , , , , , , , |Comments Off on COVID-19 Resources for Borrowers

Borrower Assistance During the Pandemic

NILA members understand that we serve a section of [...]

2020-05-05T14:56:36+00:00 May 5th, 2020|Categories: News|Tags: , , , , , , , , , , |Comments Off on Borrower Assistance During the Pandemic

New Mexico’s Harmful COVID-19 Policy (PART 1)

While forty-eight states are following the federal government’s advice [...]

2020-04-13T13:31:17+00:00 April 13th, 2020|Categories: Financially Underserved, News, Regulation|Tags: , , , , , , |Comments Off on New Mexico’s Harmful COVID-19 Policy (PART 1)

The Economist: Capping Interest Rates Leads to More Debt and More Default

A recent piece in The Economist, made a [...]

2020-03-13T18:45:36+00:00 March 13th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on The Economist: Capping Interest Rates Leads to More Debt and More Default