Congress Must Remove Rate Caps from Bills That Boost US Economy
Mitigating the economic effects of COVID-19 policy is the [...]
Fed Article Acknowledges that APR Caps Harm Consumers
An article released last Wednesday (August 12, 2020) by [...]
Guest Post: Cognitive Dissonance and APR Caps
By Andrew Morrison, Sun Loan Company There was an [...]
WSJ: SCOTUS’ Missed Opportunity on CFPB
A recent US Supreme Court ruling on the Consumer [...]
STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?
In the first of a series of posts reviewing [...]
COVID-19 Resources for Borrowers
TOP US GOVERNMENT WEBSITES Visit these federal government websites [...]
Borrower Assistance During the Pandemic
NILA members understand that we serve a section of [...]
New Mexico’s Harmful COVID-19 Policy (PART 1)
While forty-eight states are following the federal government’s advice [...]
The Economist: Capping Interest Rates Leads to More Debt and More Default
A recent piece in The Economist, made a [...]
APR caps are a deeply flawed regulatory tool….
Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]