APR

/Tag:APR

Bank of America’s Payday Loan and APR Cap Inadequacy

We have written before about the periodic announcements by [...]

2020-11-23T15:22:54+00:00 November 23rd, 2020|Categories: Alternative Lenders, News|Tags: , , , , , , , , |Comments Off on Bank of America’s Payday Loan and APR Cap Inadequacy

Fed Article Acknowledges that APR Caps Harm Consumers

An article released last Wednesday (August 12, 2020) by [...]

2020-08-19T14:48:14+00:00 August 19th, 2020|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on Fed Article Acknowledges that APR Caps Harm Consumers

Guest Post: Cognitive Dissonance and APR Caps

By Andrew Morrison, Sun Loan Company There was an [...]

STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?

In the first of a series of posts reviewing [...]

APR caps are a deeply flawed regulatory tool….

Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]

2020-03-06T17:51:25+00:00 March 6th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on APR caps are a deeply flawed regulatory tool….

Himpler: Rate Caps Would Create Adverse Unintended Consequences

A recent opinion piece by Bill Himpler, President of [...]

2019-06-06T15:25:01+00:00 June 6th, 2019|Categories: News, Regulation|Tags: , , , , , , , , |Comments Off on Himpler: Rate Caps Would Create Adverse Unintended Consequences

Straight Talk from an Installment Lender (Part 2)

In this four-part series, Andrew Morrison, a NILA member [...]

2018-07-26T16:51:22+00:00 July 17th, 2018|Categories: Financially Underserved, History, News, Regulation, Uncategorized|Tags: , , , , |Comments Off on Straight Talk from an Installment Lender (Part 2)