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Archive 2018-04-10T21:15:48+00:00

Number of Unbanked Fell in 2021 (FDIC)

December 2nd, 2022|Comments Off on Number of Unbanked Fell in 2021 (FDIC)

The Federal Deposit Insurance Corporation (FDIC) recently released its 2021 Annual Survey of unbanked and underbanked households. The survey  shows an estimated 4.5% of U.S. households (approximately 5.9 million) were “unbanked” in 2021, meaning [...]

Inventing Loan Categories Makes for Damaging Policies

November 2nd, 2022|Comments Off on Inventing Loan Categories Makes for Damaging Policies

A recent study released by the Center for Responsible Lending (CRL) is the latest in a long series apparently aimed at eliminating non-bank credit in our nation. This one is different to those that [...]

Bank Closures and the “Banks Step-In” Myth

September 13th, 2022|Comments Off on Bank Closures and the “Banks Step-In” Myth

A recent study by S& P global reported that bank branch closures, which set a record in 2021, are at last beginning to slow down. The study found that net branch closures fell to [...]

Update on the MoneySKILL Program

August 30th, 2022|Comments Off on Update on the MoneySKILL Program

Many NILA members support the AFSA Education Foundation’s free financial education program, MoneySKILL. This online program offers teachers, parents, nonprofits, and businesses a high-quality resource for delivering financial education. Courses can be fully customized [...]

New York Times on Military Lending

July 29th, 2022|Comments Off on New York Times on Military Lending

A woefully poor New York Times piece was the subject of a recent AFSA blog post aimed at providing some much-needed context. The article, Where Military Paychecks are Prime Targets was replete with mischaracterizations, [...]

SAVE THE DATE! NILA Annual Meeting in Washington DC (November 14 to 16, 2022)

June 29th, 2022|Comments Off on SAVE THE DATE! NILA Annual Meeting in Washington DC (November 14 to 16, 2022)

NILA’s Annual Meeting is to take place between November 14 and 16, 2022, at the Hotel Washington in Washington DC. The agenda is expected to follow the format of past years, with a welcome [...]