Regulation

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Congress Must Remove Rate Caps from Bills That Boost US Economy 

Mitigating the economic effects of COVID-19 policy is the [...]

2020-09-08T13:28:33+00:00 September 8th, 2020|Categories: News, Regulation|Tags: , , , , , , , , , , , , |Comments Off on Congress Must Remove Rate Caps from Bills That Boost US Economy 

Fed Article Acknowledges that APR Caps Harm Consumers

An article released last Wednesday (August 12, 2020) by [...]

2020-08-19T14:48:14+00:00 August 19th, 2020|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on Fed Article Acknowledges that APR Caps Harm Consumers

WSJ: SCOTUS’ Missed Opportunity on CFPB

A recent US Supreme Court ruling on the Consumer [...]

2020-07-21T20:14:43+00:00 July 21st, 2020|Categories: News, Regulation|Tags: , , , , , , , , , |Comments Off on WSJ: SCOTUS’ Missed Opportunity on CFPB

STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?

In the first of a series of posts reviewing [...]

New Mexico’s Harmful COVID-19 Policy (PART 1)

While forty-eight states are following the federal government’s advice [...]

2020-04-13T13:31:17+00:00 April 13th, 2020|Categories: Financially Underserved, News, Regulation|Tags: , , , , , , |Comments Off on New Mexico’s Harmful COVID-19 Policy (PART 1)

The Economist: Capping Interest Rates Leads to More Debt and More Default

A recent piece in The Economist, made a [...]

2020-03-13T18:45:36+00:00 March 13th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on The Economist: Capping Interest Rates Leads to More Debt and More Default

APR caps are a deeply flawed regulatory tool….

Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]

2020-03-06T17:51:25+00:00 March 6th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on APR caps are a deeply flawed regulatory tool….

AFSA Calls out Center for Responsible Lending for “Rigged Poll”

A recent opinion piece in The Hill by the [...]

2020-02-25T20:34:01+00:00 February 25th, 2020|Categories: News, Regulation|Tags: , , , |Comments Off on AFSA Calls out Center for Responsible Lending for “Rigged Poll”