Regulation

/Regulation

STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?

In the first of a series of posts reviewing [...]

New Mexico’s Harmful COVID-19 Policy (PART 1)

While forty-eight states are following the federal government’s advice [...]

2020-04-13T13:31:17+00:00 April 13th, 2020|Categories: Financially Underserved, News, Regulation|Tags: , , , , , , |Comments Off on New Mexico’s Harmful COVID-19 Policy (PART 1)

The Economist: Capping Interest Rates Leads to More Debt and More Default

A recent piece in The Economist, made a [...]

2020-03-13T18:45:36+00:00 March 13th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on The Economist: Capping Interest Rates Leads to More Debt and More Default

APR caps are a deeply flawed regulatory tool….

Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]

2020-03-06T17:51:25+00:00 March 6th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on APR caps are a deeply flawed regulatory tool….

AFSA Calls out Center for Responsible Lending for “Rigged Poll”

A recent opinion piece in The Hill by the [...]

2020-02-25T20:34:01+00:00 February 25th, 2020|Categories: News, Regulation|Tags: , , , |Comments Off on AFSA Calls out Center for Responsible Lending for “Rigged Poll”

Federal APR Cap Bill Concerns National Black Chamber

A recent letter from the National Black Chamber of [...]