Congress Must Remove Rate Caps from Bills That Boost US Economy
Mitigating the economic effects of COVID-19 policy is the [...]
Fed Article Acknowledges that APR Caps Harm Consumers
An article released last Wednesday (August 12, 2020) by [...]
WSJ: SCOTUS’ Missed Opportunity on CFPB
A recent US Supreme Court ruling on the Consumer [...]
CFPB Payday Rule Revision
The release last week (July 7, 2020) of the [...]
STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?
In the first of a series of posts reviewing [...]
New Mexico’s Harmful COVID-19 Policy (PART 2)
As things stand, NILA members in New Mexico are [...]
New Mexico’s Harmful COVID-19 Policy (PART 1)
While forty-eight states are following the federal government’s advice [...]
The Economist: Capping Interest Rates Leads to More Debt and More Default
A recent piece in The Economist, made a [...]
APR caps are a deeply flawed regulatory tool….
Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]
AFSA Calls out Center for Responsible Lending for “Rigged Poll”
A recent opinion piece in The Hill by the [...]