The Economist: Capping Interest Rates Leads to More Debt and More Default
A recent piece in The Economist, made a [...]
APR caps are a deeply flawed regulatory tool….
Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]
AFSA President Warns of APR Bill’s Unintended Consequences
In a recent piece in the Military Times, American [...]
AFSA Challenges New Nevada Credit Provision
A new law that would effectively force lenders to [...]
Comments on CFPB Debt Collection Proposed Rule
The National Installment Lenders Association (NILA) this week submitted [...]
City of Debtors, a Century of Fringe Finance by Anne Fleming (Review)
A recent article by Anne Fleming, Associate Professor of Law [...]
NOBEL/Women Identify Role for Banks in Underserved Communities
In January, we posted a piece highlighting a resolution passed [...]
A Brief History of Consumer Finance
An individual’s ability to consume goods and services [...]