Consumer Finance

/Tag:Consumer Finance

STUDY REVIEW: Consumer Borrowing after Payday Loan Bans

NILA members do not make payday loans, offering instead, [...]

2020-09-14T18:35:49+00:00 September 14th, 2020|Categories: News, Study Review|Tags: , , , , , , , , , |Comments Off on STUDY REVIEW: Consumer Borrowing after Payday Loan Bans

Guest Post: Cognitive Dissonance and APR Caps

By Andrew Morrison, Sun Loan Company There was an [...]

COVID-19 Resources for Borrowers

TOP US GOVERNMENT WEBSITES Visit these federal government websites [...]

2020-05-12T22:54:05+00:00 May 12th, 2020|Categories: Financial Capability, News|Tags: , , , , , , , , , |Comments Off on COVID-19 Resources for Borrowers

Borrower Assistance During the Pandemic

NILA members understand that we serve a section of [...]

2020-05-05T14:56:36+00:00 May 5th, 2020|Categories: News|Tags: , , , , , , , , , , |Comments Off on Borrower Assistance During the Pandemic

New Mexico’s Harmful COVID-19 Policy (PART 1)

While forty-eight states are following the federal government’s advice [...]

2020-04-13T13:31:17+00:00 April 13th, 2020|Categories: Financially Underserved, News, Regulation|Tags: , , , , , , |Comments Off on New Mexico’s Harmful COVID-19 Policy (PART 1)

The Economist: Capping Interest Rates Leads to More Debt and More Default

A recent piece in The Economist, made a [...]

2020-03-13T18:45:36+00:00 March 13th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on The Economist: Capping Interest Rates Leads to More Debt and More Default

APR caps are a deeply flawed regulatory tool….

Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]

2020-03-06T17:51:25+00:00 March 6th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on APR caps are a deeply flawed regulatory tool….