STUDY REVIEW: Consumer Borrowing after Payday Loan Bans
NILA members do not make payday loans, offering instead, [...]
Congress Must Remove Rate Caps from Bills That Boost US Economy
Mitigating the economic effects of COVID-19 policy is the [...]
Fed Article Acknowledges that APR Caps Harm Consumers
An article released last Wednesday (August 12, 2020) by [...]
STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?
In the first of a series of posts reviewing [...]
The Economist: Capping Interest Rates Leads to More Debt and More Default
A recent piece in The Economist, made a [...]
APR caps are a deeply flawed regulatory tool….
Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]
NPR Confused by APR
A recent story on National Public Radio (NPR) on [...]
AFSA President Warns of APR Bill’s Unintended Consequences
In a recent piece in the Military Times, American [...]
Federal APR Cap Bill Concerns National Black Chamber
A recent letter from the National Black Chamber of [...]
City of Debtors, a Century of Fringe Finance by Anne Fleming (Review)
A recent article by Anne Fleming, Associate Professor of Law [...]