APR Caps

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CEI to CFPB: No Rate Caps on Small Dollar Loans

A recent blog post by Iain Murray at the [...]

2021-02-05T15:12:16+00:00 February 5th, 2021|Categories: News, Regulation|Tags: , , , , , , , , |Comments Off on CEI to CFPB: No Rate Caps on Small Dollar Loans

The Facts about APR Caps (aprfacts.org)

One of the biggest challenges for traditional installment lenders [...]

2021-01-20T16:59:48+00:00 January 20th, 2021|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on The Facts about APR Caps (aprfacts.org)

Study Review: Preserving and Expanding Consumer Access to Credit (Mercatus)

We have chosen to include 2016 testimony before the [...]

2020-12-27T14:18:06+00:00 December 23rd, 2020|Categories: News, Uncategorized|Tags: , , , , , , , , |Comments Off on Study Review: Preserving and Expanding Consumer Access to Credit (Mercatus)

Guest Post: The Democratic Party’s Biggest Weakness

By Andrew Morrison, Sun Loan Company An excellent and [...]

2020-12-11T16:19:20+00:00 December 11th, 2020|Categories: Guest Post, News|Tags: , , , , , |Comments Off on Guest Post: The Democratic Party’s Biggest Weakness

Bank of America’s Payday Loan and APR Cap Inadequacy

We have written before about the periodic announcements by [...]

2020-11-23T15:22:54+00:00 November 23rd, 2020|Categories: Alternative Lenders, News|Tags: , , , , , , , , |Comments Off on Bank of America’s Payday Loan and APR Cap Inadequacy

STUDY REVIEW: Consumer Borrowing after Payday Loan Bans

NILA members do not make payday loans, offering instead, [...]

2020-09-14T18:35:49+00:00 September 14th, 2020|Categories: News, Study Review|Tags: , , , , , , , , , |Comments Off on STUDY REVIEW: Consumer Borrowing after Payday Loan Bans

Congress Must Remove Rate Caps from Bills That Boost US Economy 

Mitigating the economic effects of COVID-19 policy is the [...]

2020-09-08T13:28:33+00:00 September 8th, 2020|Categories: News, Regulation|Tags: , , , , , , , , , , , , |Comments Off on Congress Must Remove Rate Caps from Bills That Boost US Economy 

Fed Article Acknowledges that APR Caps Harm Consumers

An article released last Wednesday (August 12, 2020) by [...]

2020-08-19T14:48:14+00:00 August 19th, 2020|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on Fed Article Acknowledges that APR Caps Harm Consumers

STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?

In the first of a series of posts reviewing [...]

The Economist: Capping Interest Rates Leads to More Debt and More Default

A recent piece in The Economist, made a [...]

2020-03-13T18:45:36+00:00 March 13th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on The Economist: Capping Interest Rates Leads to More Debt and More Default