CEI to CFPB: No Rate Caps on Small Dollar Loans
A recent blog post by Iain Murray at the [...]
The Facts about APR Caps (aprfacts.org)
One of the biggest challenges for traditional installment lenders [...]
Study Review: Preserving and Expanding Consumer Access to Credit (Mercatus)
We have chosen to include 2016 testimony before the [...]
Guest Post: The Democratic Party’s Biggest Weakness
By Andrew Morrison, Sun Loan Company An excellent and [...]
Bank of America’s Payday Loan and APR Cap Inadequacy
We have written before about the periodic announcements by [...]
STUDY REVIEW: Consumer Borrowing after Payday Loan Bans
NILA members do not make payday loans, offering instead, [...]
Congress Must Remove Rate Caps from Bills That Boost US Economy
Mitigating the economic effects of COVID-19 policy is the [...]
Fed Article Acknowledges that APR Caps Harm Consumers
An article released last Wednesday (August 12, 2020) by [...]
STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?
In the first of a series of posts reviewing [...]
The Economist: Capping Interest Rates Leads to More Debt and More Default
A recent piece in The Economist, made a [...]