Bank Closures and the “Banks Step-In” Myth
A recent study by S& P global reported that [...]
Spending on Financial Services Fell During Pandemic (Financial Health Network)
The Financial Health Network (FHN) recently released its 2022 [...]
Survey Shows New Illinois Lending Law Hurting Consumers
A recent survey of Illinois borrowers who took out [...]
US bank branch closures increased 38% in 2021
This blog post updates our previous ones on bank [...]
Shared Principles for an Inclusive Financial System (World Economic Forum)
An August White Paper from the World Economic Forum [...]
NILA Comment on Senate Banking Committee Rate Caps Hearing
On July 29, the US Senate banking committee held [...]
Why Banks Do Not Lend in Low- and Medium-Income Neighborhoods
Explaining to policymakers and others why banks are unable [...]
APR Rules on Short-Term Loans are Misleading (Boston Herald)
A recent opinion piece in the Boston Herald underscored [...]
The Facts about APR Caps (aprfacts.org)
One of the biggest challenges for traditional installment lenders [...]
Study Review: Preserving and Expanding Consumer Access to Credit (Mercatus)
We have chosen to include 2016 testimony before the [...]