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Spending on Financial Services Fell During Pandemic (Financial Health Network)

The Financial Health Network (FHN) recently released its 2022 [...]

2022-06-09T14:53:17+00:00 June 9th, 2022|Categories: News, Study Review|Tags: , , , , , |Comments Off on Spending on Financial Services Fell During Pandemic (Financial Health Network)

Survey Shows New Illinois Lending Law Hurting Consumers

A recent survey of Illinois borrowers who took out [...]

2022-03-04T17:25:30+00:00 March 4th, 2022|Categories: News, Regulation|Tags: , , , , , , , , |Comments Off on Survey Shows New Illinois Lending Law Hurting Consumers

Shared Principles for an Inclusive Financial System (World Economic Forum)

An August White Paper from the World Economic Forum [...]

2021-11-09T20:34:10+00:00 November 9th, 2021|Categories: Financial Capability, News|Tags: , , , , , , , , , |Comments Off on Shared Principles for an Inclusive Financial System (World Economic Forum)

NILA Comment on Senate Banking Committee Rate Caps Hearing

On July 29, the US Senate banking committee held [...]

2021-08-04T20:59:41+00:00 August 3rd, 2021|Categories: News, Regulation|Tags: , , , , , |Comments Off on NILA Comment on Senate Banking Committee Rate Caps Hearing

Why Banks Do Not Lend in Low- and Medium-Income Neighborhoods

Explaining to policymakers and others why banks are unable [...]

2021-08-02T15:04:42+00:00 August 2nd, 2021|Categories: News|Tags: , , , , , , , |Comments Off on Why Banks Do Not Lend in Low- and Medium-Income Neighborhoods

APR Rules on Short-Term Loans are Misleading (Boston Herald)

A recent opinion piece in the Boston Herald underscored [...]

2021-06-16T13:37:37+00:00 June 3rd, 2021|Categories: News, Regulation|Tags: , , , , , , , , , , |Comments Off on APR Rules on Short-Term Loans are Misleading (Boston Herald)

The Facts about APR Caps (aprfacts.org)

One of the biggest challenges for traditional installment lenders [...]

2021-01-20T16:59:48+00:00 January 20th, 2021|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on The Facts about APR Caps (aprfacts.org)

Study Review: Preserving and Expanding Consumer Access to Credit (Mercatus)

We have chosen to include 2016 testimony before the [...]

2021-06-14T18:22:19+00:00 December 23rd, 2020|Categories: News, Study Review|Tags: , , , , , , , , |Comments Off on Study Review: Preserving and Expanding Consumer Access to Credit (Mercatus)

Installment Lenders are Essential During the COVID-19 Epidemic

At times of economic turmoil, access to financial services, [...]

2021-06-14T18:46:56+00:00 March 26th, 2020|Categories: Financial Capability, Financially Underserved, News|Tags: , , , , , , , |Comments Off on Installment Lenders are Essential During the COVID-19 Epidemic