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Shared Principles for an Inclusive Financial System (World Economic Forum)

An August White Paper from the World Economic Forum [...]

2021-11-09T20:34:10+00:00 November 9th, 2021|Categories: Financial Capability, News|Tags: , , , , , , , , , |Comments Off on Shared Principles for an Inclusive Financial System (World Economic Forum)

NILA Comment on Senate Banking Committee Rate Caps Hearing

On July 29, the US Senate banking committee held [...]

2021-08-04T20:59:41+00:00 August 3rd, 2021|Categories: News, Regulation|Tags: , , , , , |Comments Off on NILA Comment on Senate Banking Committee Rate Caps Hearing

Why Banks Do Not Lend in Low- and Medium-Income Neighborhoods

Explaining to policymakers and others why banks are unable [...]

2021-08-02T15:04:42+00:00 August 2nd, 2021|Categories: News|Tags: , , , , , , , |Comments Off on Why Banks Do Not Lend in Low- and Medium-Income Neighborhoods

APR Rules on Short-Term Loans are Misleading (Boston Herald)

A recent opinion piece in the Boston Herald underscored [...]

2021-06-16T13:37:37+00:00 June 3rd, 2021|Categories: News, Regulation|Tags: , , , , , , , , , , |Comments Off on APR Rules on Short-Term Loans are Misleading (Boston Herald)

The Facts about APR Caps (aprfacts.org)

One of the biggest challenges for traditional installment lenders [...]

2021-01-20T16:59:48+00:00 January 20th, 2021|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on The Facts about APR Caps (aprfacts.org)

Study Review: Preserving and Expanding Consumer Access to Credit (Mercatus)

We have chosen to include 2016 testimony before the [...]

2021-06-14T18:22:19+00:00 December 23rd, 2020|Categories: News, Study Review|Tags: , , , , , , , , |Comments Off on Study Review: Preserving and Expanding Consumer Access to Credit (Mercatus)

Installment Lenders are Essential During the COVID-19 Epidemic

At times of economic turmoil, access to financial services, [...]

2021-06-14T18:46:56+00:00 March 26th, 2020|Categories: Financial Capability, Financially Underserved, News|Tags: , , , , , , , |Comments Off on Installment Lenders are Essential During the COVID-19 Epidemic

APR caps are a deeply flawed regulatory tool….

Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]

2020-03-06T17:51:25+00:00 March 6th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on APR caps are a deeply flawed regulatory tool….

NOBEL/Women Identify Role for Banks in Underserved Communities

In January, we posted a piece highlighting a resolution passed [...]

2018-07-26T16:35:20+00:00 May 22nd, 2018|Categories: News, Regulation|Tags: , , , , , |Comments Off on NOBEL/Women Identify Role for Banks in Underserved Communities