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Guest Post: Cognitive Dissonance and APR Caps

By Andrew Morrison, Sun Loan Company There was an [...]

WSJ: SCOTUS’ Missed Opportunity on CFPB

A recent US Supreme Court ruling on the Consumer [...]

2021-06-14T18:32:34+00:00 July 21st, 2020|Categories: News, Regulation|Tags: , , , , , , , , , |Comments Off on WSJ: SCOTUS’ Missed Opportunity on CFPB

STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?

In the first of a series of posts reviewing [...]

COVID-19 Resources for Borrowers

TOP US GOVERNMENT WEBSITES Visit these federal government websites [...]

2021-06-14T18:45:47+00:00 May 12th, 2020|Categories: Financial Capability, News|Tags: , , , , , , , , , |Comments Off on COVID-19 Resources for Borrowers

Borrower Assistance During the Pandemic

NILA members understand that we serve a section of [...]

2021-06-14T18:46:12+00:00 May 5th, 2020|Categories: News|Tags: , , , , , , , , , , |Comments Off on Borrower Assistance During the Pandemic

New Mexico’s Harmful COVID-19 Policy (PART 1)

While forty-eight states are following the federal government’s advice [...]

2020-04-13T13:31:17+00:00 April 13th, 2020|Categories: Financially Underserved, News, Regulation|Tags: , , , , , , |Comments Off on New Mexico’s Harmful COVID-19 Policy (PART 1)

The Economist: Capping Interest Rates Leads to More Debt and More Default

A recent piece in The Economist, made a number of [...]

2021-05-19T15:17:16+00:00 March 13th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on The Economist: Capping Interest Rates Leads to More Debt and More Default

APR caps are a deeply flawed regulatory tool….

Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]

2020-03-06T17:51:25+00:00 March 6th, 2020|Categories: News, Regulation|Tags: , , , , , , |Comments Off on APR caps are a deeply flawed regulatory tool….

City of Debtors, a Century of Fringe Finance by Anne Fleming (Review)

A recent article by Anne Fleming, Associate Professor of Law [...]

2021-06-14T19:34:37+00:00 September 12th, 2019|Categories: News, Regulation|Tags: , , , , , , , |Comments Off on City of Debtors, a Century of Fringe Finance by Anne Fleming (Review)