Home 2017-11-22T21:48:39+00:00

Dashboard

Black Caucus Condemns Debt Settlement Companies

January 17th, 2020|Comments Off on Black Caucus Condemns Debt Settlement Companies

Our piece on The Scourge of Debt Settlement Companies, warning of the dangers to borrowers of companies that  propose to settle debts for less than borrowers owe, but actually cause immense harm to those [...]

NPR Confused by APR

December 18th, 2019|Comments Off on NPR Confused by APR

A recent story on National Public Radio (NPR) on the prospects of enacting Federal APR caps on consumer loans, focused quite rightly on challenges associated with balloon-payment payday and title loans (A Ban on [...]

AFSA President Warns of APR Bill’s Unintended Consequences

November 26th, 2019|Comments Off on AFSA President Warns of APR Bill’s Unintended Consequences

In a recent piece in the Military Times, American Financial Services Association (AFSA) President Bill Himpler warns of the unintended consequences of new federal legislation that would impose a Military Lending Act-style APR cap [...]

Federal APR Cap Bill Concerns National Black Chamber

November 19th, 2019|0 Comments

A recent letter from the National Black Chamber of Commerce to US House Committee on Financial Services Chair, Maxine Waters (D-CA), points to the potential consequences of the imposition of a 36% Annual Percentage Rate [...]

The Scourge of “Debt Settlement” Companies

November 13th, 2019|Comments Off on The Scourge of “Debt Settlement” Companies

In recent years NILA members have had to expend significant resources on managing the influence of so-called “debt-settlement” companies (DSCs) which claim to settle, renegotiate or in some way change the terms of a [...]

AFSA Challenges New Nevada Credit Provision

October 18th, 2019|Comments Off on AFSA Challenges New Nevada Credit Provision

A new law that would effectively force lenders to break federal law in order to comply with state law, is the subject of a lawsuit filed by our colleagues at the American Financial Services [...]

Get The Latest Info

Sign up for free regular reports


*We will not share your information with anyone


Consumer Credit Trends

Black Caucus Condemns Debt Settlement Companies

January 17th, 2020|Comments Off on Black Caucus Condemns Debt Settlement Companies

Our piece on The Scourge of Debt Settlement Companies, warning of the dangers to borrowers of companies that  propose to settle debts for less than borrowers owe, but actually cause immense harm to those [...]

NPR Confused by APR

December 18th, 2019|Comments Off on NPR Confused by APR

A recent story on National Public Radio (NPR) on the prospects of enacting Federal APR caps on consumer loans, focused quite rightly on challenges associated with balloon-payment payday and title loans (A Ban on [...]

AFSA President Warns of APR Bill’s Unintended Consequences

November 26th, 2019|Comments Off on AFSA President Warns of APR Bill’s Unintended Consequences

In a recent piece in the Military Times, American Financial Services Association (AFSA) President Bill Himpler warns of the unintended consequences of new federal legislation that would impose a Military Lending Act-style APR cap [...]

Federal APR Cap Bill Concerns National Black Chamber

November 19th, 2019|0 Comments

A recent letter from the National Black Chamber of Commerce to US House Committee on Financial Services Chair, Maxine Waters (D-CA), points to the potential consequences of the imposition of a 36% Annual Percentage Rate [...]

The Scourge of “Debt Settlement” Companies

November 13th, 2019|Comments Off on The Scourge of “Debt Settlement” Companies

In recent years NILA members have had to expend significant resources on managing the influence of so-called “debt-settlement” companies (DSCs) which claim to settle, renegotiate or in some way change the terms of a [...]

AFSA Challenges New Nevada Credit Provision

October 18th, 2019|Comments Off on AFSA Challenges New Nevada Credit Provision

A new law that would effectively force lenders to break federal law in order to comply with state law, is the subject of a lawsuit filed by our colleagues at the American Financial Services [...]