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City of Debtors, a Century of Fringe Finance by Anne Fleming (Review)

September 12th, 2019|Comments Off on City of Debtors, a Century of Fringe Finance by Anne Fleming (Review)

A recent article by Anne Fleming, Associate Professor of Law at Georgetown University, in which she pointed out the follies of a 36% rate cap, and how such caps tended to harm those they were [...]

Addressing Little Rock’s Credit Deserts

August 29th, 2019|Comments Off on Addressing Little Rock’s Credit Deserts

Dr. Rickie Keys continues his important work looking at the impacts of a lack of access to financial services. As banks across the nation relocate their branches from low and moderate income neighborhoods to affluent ones [...]

Annual Meeting, Washington DC (September 17-19, 2019)

August 16th, 2019|Comments Off on Annual Meeting, Washington DC (September 17-19, 2019)

NILA's Annual Meeting is a month away. It will take place at the W Hotel,with a kick-off reception at  5.30 pm on Tuesday September 17. A full day's agenda will take place with guest [...]

USPS and Small Dollar Loans?

July 15th, 2019|Comments Off on USPS and Small Dollar Loans?

Another aspect of the Senator Sanders/Representative Ocasio-Cortez Bill (see recent post) that rings alarm bells for all those interested in sound public policy, is its inclusion of yet another plan to move the U.S. Postal [...]

More on APR Caps as Bad Public Policy

June 26th, 2019|Comments Off on More on APR Caps as Bad Public Policy

Following up from our recent post on APR caps, showcasing the American Financial Services Association’s position on caps as a tool for regulating small-dollar loans, we have another article on the subject in The [...]

Himpler: Rate Caps Would Create Adverse Unintended Consequences

June 6th, 2019|Comments Off on Himpler: Rate Caps Would Create Adverse Unintended Consequences

A recent opinion piece by Bill Himpler, President of the American Financial Services Association (AFSA), make some very good points about the nature of interest caps on small-dollar loans and the unintended consequences when [...]

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Consumer Credit Trends

City of Debtors, a Century of Fringe Finance by Anne Fleming (Review)

September 12th, 2019|Comments Off on City of Debtors, a Century of Fringe Finance by Anne Fleming (Review)

A recent article by Anne Fleming, Associate Professor of Law at Georgetown University, in which she pointed out the follies of a 36% rate cap, and how such caps tended to harm those they were [...]

Addressing Little Rock’s Credit Deserts

August 29th, 2019|Comments Off on Addressing Little Rock’s Credit Deserts

Dr. Rickie Keys continues his important work looking at the impacts of a lack of access to financial services. As banks across the nation relocate their branches from low and moderate income neighborhoods to affluent ones [...]

Annual Meeting, Washington DC (September 17-19, 2019)

August 16th, 2019|Comments Off on Annual Meeting, Washington DC (September 17-19, 2019)

NILA's Annual Meeting is a month away. It will take place at the W Hotel,with a kick-off reception at  5.30 pm on Tuesday September 17. A full day's agenda will take place with guest [...]

USPS and Small Dollar Loans?

July 15th, 2019|Comments Off on USPS and Small Dollar Loans?

Another aspect of the Senator Sanders/Representative Ocasio-Cortez Bill (see recent post) that rings alarm bells for all those interested in sound public policy, is its inclusion of yet another plan to move the U.S. Postal [...]

More on APR Caps as Bad Public Policy

June 26th, 2019|Comments Off on More on APR Caps as Bad Public Policy

Following up from our recent post on APR caps, showcasing the American Financial Services Association’s position on caps as a tool for regulating small-dollar loans, we have another article on the subject in The [...]

Himpler: Rate Caps Would Create Adverse Unintended Consequences

June 6th, 2019|Comments Off on Himpler: Rate Caps Would Create Adverse Unintended Consequences

A recent opinion piece by Bill Himpler, President of the American Financial Services Association (AFSA), make some very good points about the nature of interest caps on small-dollar loans and the unintended consequences when [...]