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Archive 2017-12-15T17:07:02+00:00

The CFPB has Pushed its Last Envelope 

January 29th, 2018|0 Comments

Last week an opinion piece appeared in the Wall Street Journal written by the Acting Director of the Consumer Financial Protection Bureau (CFPB), Mick Mulvaney. The piece, entitled The CFPB has Pushed its Last Envelope, [...]

NOBEL/Women Resolution Supports Traditional Installment Loans

January 16th, 2018|Comments Off on NOBEL/Women Resolution Supports Traditional Installment Loans

A resolution adopted recently by the National Organization of Black Elected Legislative/Women (NOBEL/Women) speak to this respected organization’s support for traditional installment loans. A RESOLUTION PROMOTING THE ENACTMENT OF DEFINITIONS FOR SAFE AND AFFORDABLE LENDING [...]

A Brief History of Consumer Finance

December 18th, 2017|Comments Off on A Brief History of Consumer Finance

An individual’s ability to consume goods and services based on their lifetime income, rather than being limited to the income they have to hand and are free to spend, is an important underpinning [...]

Spotlight on…. Personal Loans 101!

December 18th, 2017|Comments Off on Spotlight on…. Personal Loans 101!

Our colleagues at the American Financial Services Association Education Foundation (AFSAEF) are responsible for a number of valuable and impressive programs relating to consumer finance and Traditional Installment Loans. These programs are aimed at consumers [...]

Payday Market Contracts as Installment Market Expands (CFSI Study)

November 16th, 2017|Comments Off on Payday Market Contracts as Installment Market Expands (CFSI Study)

CFSI Financially Underserved Market Study 2017 The well-respected Center for Financial Services Innovation (CFSI) carries out a great deal of research in the consumer finance space, developing new thinking intended to shape the creation of lending [...]