AFSA Highlights New Mexico SB 66 Anti-Consumer Bill
A post by our friends at the American Financial [...]
Study Review: Preserving and Expanding Consumer Access to Credit (Mercatus)
We have chosen to include 2016 testimony before the [...]
Bank of America’s Payday Loan and APR Cap Inadequacy
We have written before about the periodic announcements by [...]
Fed Article Acknowledges that APR Caps Harm Consumers
An article released last Wednesday (August 12, 2020) by [...]
Guest Post: Cognitive Dissonance and APR Caps
By Andrew Morrison, Sun Loan Company There was an [...]
WSJ: SCOTUS’ Missed Opportunity on CFPB
A recent US Supreme Court ruling on the Consumer [...]
CFPB Payday Rule Revision
The release last week (July 7, 2020) of the [...]
STUDY REVIEW: How Do Small-Dollar Nonbank Loans Work?
In the first of a series of posts reviewing [...]
New Mexico’s Harmful COVID-19 Policy (PART 1)
While forty-eight states are following the federal government’s advice [...]
APR caps are a deeply flawed regulatory tool….
Under the Truth-in-Lending Act (TILA), the purpose of the Annual [...]